Need an appraisal in Riverside or Riverside County?
See the top 7 reasons California homeowners use Orangecrest Appraisal Service:
At Orangecrest Appraisal Service, we understand the individual needs of a customer in need of appraisal services. Our typical business clients understand the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate field that probably doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Orangecrest Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.
Challenging property tax assessmentsIf you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Orangecrest Appraisal Service is your chief weapon when challenging your property tax assessment.
Need to remove PMI?A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Orangecrest Appraisal Service, we're experienced in helping folks just like you delete unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Orangecrest Appraisal Service can provide you with a professional appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. Although most review work is commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion.